Welcome to Matrimoney!

Most people don't like to talk about money. We are not most people. 

On each episode we catch up on married life and check in on our money - from big financial goals to weekly grocery bills. We share real numbers, including our budget, and how we spend and save as we raise our two young boys.

Got a question for us? We love them. Email us! And keep up with us between shows on Instagram! Kelsey is @kelswharton and Chris is @practicallyawesomechris

Thanks so much for listening! You can subscribe to the show through iTunes, Stitcher or your favorite podcasting app. Your iTunes and Stitcher reviews make us feel like the heart-eyed emoji. 

 


episode 30. Meta marriage

On this episode, we chat about our great trip to Texas, which included time with family and a wedding, at which Chris was the best man. The event as well as the speech Chris gave prompted us to dig a little deeper into what we've learned about each other and our relationship in 6+ years of marriage. And, of course, we share.

In a quick Our Money segment, we recap our now completed refi (#2 in the past 3 years!), and we share a great listener tip about credit card use among couples.

Finally, in One Big Thing, Chris discusses his 'breakthrough' healthy weight loss plan and Kelsey revels in great relationships.


episode 29. Rapid refi

On today's episode, we talk expensive holes in heads and cracks in foundations. But we also have fun news: it's the HiFi ReFi! That's right, the HiFi House will get its second refinance in two years. Rates have fallen so low that we couldn't not take advantage, and we run through the numbers.

We also discuss the state of Chris's student loans and how that impacts our financial planning. And we talk again about charitable giving and whether we're doing enough or not.

Finally, in One Big Thing, Kelsey talks about the benefits of planning for Christmas all the way out into the summer, and Chris talks about our rapid-fire decision-making.


episode 28. I can't yawn

In this not-yawn-inducing episode, we check in on the status of our marriage (what?) and we talk about our recent guest appearance on Evan and Caitlin's hilarious podcast, The Paper Year.

In Our Money, Kelsey gives an update on our thoughts on an investment property, and Chris and Kelsey discuss whether it's worth it to keep up our Orange Theory Fitness memberships. The key question: does it make the most sense to invest in our health through a structured fitness class, or in some other way?

We also cover a great listener comment/question about what it means to invest in possessions, but those that elicit more happy-making experiences (as opposed to investing in travel for more exotic, unique experiences).

And, in One Big Thing, Kelsey chats about the satisfaction she gets out of professional house cleaning and Chris salivates over all the Harry Potterness happening right now.


episode 27. Living "comfortabl"

Kicking off our second year of podcasting, we chat about Chris's recent travel and Kelsey's subsequent solo parenting. Kelsey also discusses how she is coming to terms with house dissatisfaction, especially after getting some great advice from a blogging friend (whose great blog is called Affirmaison). Chris notes that Kelsey is coming around just in time for our house to start falling apart.

In Money, we recap some of our basic numbers, including earnings, debt, and savings rates and amounts (you can also check out our budget here). We talk over whether it makes sense for Chris to spend some money during his sabbatical to 'invest' in himself. And we give a recap of our 'no-buy' month of July.

We also talk over a great listener question regarding how couples ensure their personal credit card use jives with their couples-based budget.

Finally, in One Big Thing, we consider whether or not we'll purchase some Hillary support swag for the car or the lawn, and Chris discusses the possibility that voluntary simplicity is accidentally sexist.


episode 26. Too awesome for comparison

This episode is brought to you by the number 3, as we have 3 major anniversaries to celebrate...including the one-year anniversary of this very podcast! We also chat about 2 years of a one-car life, and one year of no TV in the house.

In our money, we talk about some financial milestones we recently hit. We also discuss the great opportunity that was Brexit, living paycheck-to-paycheck (not because of spending but because of saving!), and our 'buy-nothing campaign' for the month of July. Kelsey also chats about her "Things I Want" list.

Also, be prepared to enjoy a free-wheeling romp through Chris's ego. As Kelsey discusses her earnest interest in improving our home and how that can sometimes lead to a feeling of comparison with others' homes, Chris hits another gear discussing his perceived awesomeness in response.

Finally, in One Big Thing, Chris goes on his second rant regarding the idea, perpetuated in this article, that nutrition and healthy eating are confusing. The truth is, they aren't. Chris explains.

And Kelsey discusses family memory keeping, her new superpower. She describes how she goes about it and offers some great resources to make your own great memory books.


episode 25. Breaking up with Facebook

On this episode, we rejoice in our incredible progress when it comes to toddler sleep. Chris discusses a major social media change: deactivating his account on Facebook! And Kelsey chats about embracing the Arizona summer (which Arizona is making very hard for her with record temperatures reaching nearly 120 freaking degrees). On a related note, Chris reveals his climate change-related paranoia, and we talk through its potential impact on our investment strategy.

In Money, we puzzle over our ballooning grocery bill (until we face the obvious fact that we now have two voracious toddler appetites to quell). And Kelsey describes her interest in buying a former meth house as an investment property. No, really.

Finally, we cover an excellent listener question about how best to invest a nest egg given a short-term goal of buying a house. And we end the episode by discussing the importance of oral health. No, really.


episode 24. Kicking off summer

In this episode, we chat about sleep training our toddlers, capsulizing our wardrobes, and traveling to national parks. We also discuss a great article sent to us by Natanya on how to achieve more sustainable happiness via smaller, frequent pleasures rather than larger infrequent extravagances. (Kelsey writes a lot about this idea in her 'Things that are awesome' series on her blog.)

And, we discuss how great it is to really feel like we're truly into the slowed pace of summer, which we celebrated with an awesome kabob recipe the other night!

In money, we revisit our one-car lifestyle and the potential need to start building savings for a replacement once our trusty Prius kicks the hybrid bucket (it's now at 150,000 miles, which somehow feels worrisome despite having almost no issues with the car up 'til now).

In One Big Thing, Kelsey mentions how easy it is to get caught up in life's little frustrations, but opportunities to step back and see the whole picture easily put the greatness of life into perspective. Chris discusses something similar: how 'globalizing,' or amplifying an isolated issue to something much larger can too easily make life feel like it's all falling apart, when really things are just fine.


episode 23. The truth about fighting

In this episode, we have an agreeable conversation about disagreements. We talk about our latest desperate attempt to improve our toddlers' sleeping behaviors, and we officially unveil our freshly painted house's name along with the phrase to be painted on our back wall.

In money, we discuss the extremely foolish cost of outsourcing jobs we can probably do ourselves. We lament.

We also cover a great listener question about how to budget and save with consistency despite having variable month-to-month income.

Finally, in One Big Thing, Chris discusses the financial power and satisfaction of 'insourcing' (see also: lamentations above) and Kelsey talks morning dates!


episode 22. Peanut butter cup rift

In episode 22, we fail to resolve the deepening marital issue of if and how we share chocolaty desserts, and the salty-sweet center of our discontent is revealed. (It even oozes into our outtakes.)

In money, Chris updates our progress on our savings goal, which is looking good so far despite having MAJOR travel expenses hit in the past two months. Kelsey describes her philosophy on saving 'til it hurts, and we chat about how to handle the pain.

We also discuss a great listener question on how to teach kids about money. It's not something we've thought about before, so it was fun to run through potential strategies on how to go about it. We'd love to hear your ideas, too!

Finally, in One Big Thing, Chris again fails to avoid grand theorizing and attempts to articulate his ideas on 'facilitative synergistic behavioral complexes' (or, how to do healthy stuff better). Kelsey chats about getting ready to go full-on capsule wardrobe, and Chris loves it.


episode 21. Rocking that work/life balance

Miss us between shows? Find Kelsey on Instagram or send us an email with a question or just to say, "Hey, Matrimoney!"

While chatting about all the busyness of life lately we coin the phrase "April crazy brings May awesome." We think it's really going to catch on. 

In money we're dipping our toes into researching an investment property near downtown Gilbert (something between $60,000 - $120,000). Also, we have the heart eyes for Gilbert, we've come a long way!

In One Big Thing, Chris reflects on a recent Atlantic article about consumer American culture and ultimately says f-you to the American Dream - controversy! Kelsey is thinking about solo parenting but is feeling better after reaching out to mom friends and also recommends The Mom Hour podcast episode on traveling spouses.