Welcome to Matrimoney!

Most people don't like to talk about money. We are not most people. 

On each episode we catch up on married life and check in on our money - from big financial goals to weekly grocery bills. We share real numbers, including our budget, and how we spend and save as we raise our two young boys.

Got a question for us? We love them. Email us! And keep up with us between shows on Instagram! Kelsey is @kelswharton and Chris is @practicallyawesomechris

Thanks so much for listening! You can subscribe to the show through iTunes, Stitcher or your favorite podcasting app. Your iTunes and Stitcher reviews make us feel like the heart-eyed emoji. 

 


episode 48. The high five of endurance

This episode is all about the little things. We start off with a Status Update, in which Chris describes giving up caffeinated beverages completely (WHAT.), and Kelsey gets prematurely excited about all things winter (it's still 104 degrees here guys). In Home Economics, we talk through the many small ways we've cut costs, created efficiencies, and otherwise streamlined, in-sourced, and life-hacked our way to a happier, simpler life. Finally, we talk through a listener question on 'buffer amounts' in checking accounts, and we share our lovely Love Notes. Kelsey mentions our first true - but giggly - work meeting. And Chris reveals the High Five of Endurance.

If you want to learn more about our tips and tricks for cutting costs, we've detailed most of it on our blogs. Here are a few relevant posts:

Going paperless in the kitchen

Going paperless in the...ahem...bathroom

Cutting your and your kids' hair

Creating a capsule wardrobe for women

Creating a capsule wardrobe for men

Reducing the number of cars you drive

Saving money with packed lunches

...and lost of other great posts on living a voluntarily simplistic lifestyle!


episode 47. Feel the burn

On this episode, we share a bit of good financial news after a run of unlikely and unexpected expenses. Chris talks middle-age heartburn and Kelsey chats about books she's been devouring recently (including Fangirl and Carry On, which Chris also loved).

In Home Economics, we discuss our late-to-the-party conversion to Costco shopping. And we describe just how much we nerded out determining which Costco items would save us money compared to Trader Joes (hint: it was quite a lot).

Finally, in Tools You Can Use, we go back to the basics and walk through our budget as well as our use of Mint.com in helping us spend based on our values while keeping us honest in terms of our spending. And in Love Notes, Chris appreciates Kelsey's listening skills while Kelsey's loving the shared commute (during which she's done much of her listening).


episode 46. One crazy summer

We're back, and we missed you dear listeners! In our first episode of season 2, we catch you up on the heckuva summer we experienced...the good and the bad. In our new Home Economics segment, Chris talks about his new job and how we decided, together, to take it. We also talk about the crazy expenses that came up for us and how we handled them.

In Article Club, we discuss a great piece from the Boston Globe on recent research related to clutter and stress. Reserachers from UCLA followed 32 middle class families and documented all the ways stuff gets in the way of life.

And, in Love Notes, Kelsey talks about how much she appreciates the time Chris gives her to get away from the madness of a household of 2 (+1) boisterous boys. And Chris talks about how appreciative he is that the philosophy of less is a shared and cherished one at the HiFi House.


episode 45. Summer simplicity

In this somewhat belated episode, we talk about simplifying, saving money, hitting our healthy stride, and sewing. We also drop some important news. Are you ready dear listeners? OK...

We'll be taking a summer break to refocus, retool the show, and come back this fall with a new and improved Matrimoney!

So, this will be our last episode for a few months, but keep up with us on Instagram as well as our blogs and you'll be in the know when new episodes start coming out again.

Now back to your regularly scheduled show notes:

In Life, Chris describes his harrowing run-in with a bald eagle (no shit). And in Money, we talk about how we've done with budget categories we have a hard time containing (entertainment...argh) and those we are killing it on (groceries, yeah!). We also talk about ways we'll be looking to save even more money through the summer.

Finally, in One Big Thing, Kelsey talks about finding her healthy groove, and Chris talks about one of his new ventures, writing for a brand new, multicultural, online sewing magazine called Sew Sew Def! You can find out more here.

Enjoy the summer everyone. Feel free to continue to hit us up with questions via email; we're not going very far. :)


episode 44. Much ado about health

On this fun episode, we overcome insane allergies (thanks global warming) to talk all things health. We cover what we think of as health (it's pretty comprehensive), how we support our own health and that of our family, and what we spend on health-related stuff. (Chris also mentions a great web site where you can do good research on purchasing a good bike for your kids. Visit that site here.)

In life, we go a bit into our taxes and how we dealt with them this year. And in One Big Thing, Chris attacks the reductionist way we think about health while Kelsey discovers the 'Life Changing Magic of Not Giving a F*ck.'


episode 43. Let's talk retirement!

Today's episode is a doozy! After chatting about a phenomenal day date we had (facilitated by College Nannies and Tutors - check them out here and let them know we sent you!) we discuss all things retirement! We got inspired by Kelsey becoming vested in her employer-based retirement account (YES!!), so we run through what it is, how to do it, and how to deal with threats to a good retirement plan. We also chat about 401Ks and pensions, personal savings and passive income, and Social Security. And we run through some ideas on how to strategize for long-term saving, even putting tomorrow's retirement planning in the context of today's crazy politics.

And, in One Big Thing, Kelsey like so many others is missing Richard Simmons, and Chris is lightly contemplating the fundamental structures of American democracy.

Oh, and to play along, check out these great resources. They'll help you think through your own retirement plans:

  • To set up a Social Security account so you can track your own contributions and estimated pay-outs, go here.
  • To check out Vanguard's excellent index funds, which is our main non-employer based long-term savings, visit this site.
  • To learn about 401Ks and 403Bs, here's a quick little explanation.

 


episode 42. Spherical living

In this episode, we chat about the joys of having no weekend plans, Apple TV, and delicious desserts.

In Money, we offer a snapshot into our bank accounts, giving you all our balances down to the dollar as well as where we're at with our major savings goal (you can see a breakdown of our budget here). And we chat about shrinking our 'sphere of living,' trying to minimize the distance we have to travel to get to the places we need to go day in and day out.

Finally, in One Big Thing, Chris chats about Warren Buffett and his incredible bet with a hedge fund manage proving definitely that passively managed funds are the MAJOR winner against actively managed funds (you can learn more in this Forbes article). And Kelsey talks about how enjoyable it is to let Facebook fade into the background of life.


episode 41. All about food

In this episode, we discuss all things food. We cover how we eat and why, what our meals generally look like, and how it all impacts our grocery bill. And we chat about how we're working to decrease what we spend on food, including items we refuse to purchase and strategies for being more efficient with the food we bring home. We also mention a great 'energy ball' recipe, which you can find over at NeveHomemaker.

In Tools You Can Use, we describe Kelsey's handy grocery shopping list system, which you can learn more about here. And in One Big Thing, we talk about what it's like to shift value from the things we buy to ourselves.


episode 40. Budgeting works, folks!

On this episode, we revisit our favorite topic: budgeting! We talk about our renewed and super-effective focus on cutting frivolous spending down to a wee pile of dollars, and how we've aligned Mint to help us do that.

We also discuss a great set of Tools You Can Use, including Next Door and Facebook groups to find and acquire free stuff. This has been our favorite use of the sharing economy recently as we've gotten everything from storage bins to grapefruit at no cost!

Finally, we answer a listener question about games we like to play. This was exciting for us because we are dice and card game super-nerds. We chat about Qwixx, Settlers of Catan, Yahtzee, Five Crowns, Farkle, Spicy Farkle, and our dark-horse favorite, Lords of Waterdeep.


episode 39. Hustle or be hustled

In today's episode, we discuss our Year of the Hustle. No, we haven't become con men to make more money. Rather, we're hustling our buns off on side gigs and opportunities all in an effort to get closer to our ideal life.

In Our Money, we talk about actually staying within our budget using a 'no spend' philosophy for the month of January. We're also visiting our old friend Mint a lot more to keep us honest.

In Tools You Can Use, we express our undying love for the bicycle as a means to be healthy, be happier, save money, and save the planet.

And we address a listener question about how to be supportive of your partner's need for personal time (which has become ever more essential for us as hustling takes time!).

Finally, in One Big Thing, Kelsey revisits her issue with excessive busy-ness, and Chris offers his philosophical interpretation about how this is OK. Chris revisits his passion for sewing (again).