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December 2015

episode 12. The Year of Me

As the year comes to an end, it’s all about getting past semester-end stress-heaps, looking back at the year that was, and looking ahead to our big plans for 2016. For Chris, 2016 is the Year of Optimism and the Campaign of Kindness*, and for Kelsey it’s the equally lofty Year of Kelsey.

In our money, we admit to our major seasonal financial downfall, the delicious Peppermint Mocha Latte we won’t stop buying until Starbucks cruelly pulls it from our caffeinated clench.

We also answer a listener question about how couples handle disagreements over money (or could maybe even avoid them).

On a less consumptive note, we review how we’ve done trying to get to $20,000 in savings towards paying off our mortgage (update: we made it!!). The year ahead will present some financial pressures, including some big travel and home improvement needs. Even so, we’re still hoping to repeat the feat of another $20,000 saved.

And of course, we wish you all a safe and happy holiday season filled with family, fun, and financial planning. We’d love to hear what plans you make for your own money-related goals!

Feel free to share them here!

*Chris refers to an online article related to his Campaign of Kindness, which can be found here. And you can learn about his specific approach to being more optimistic and kind on his blog.

episode 11. Rethinking paying off the mortgage

Whew, life is crazy lately and we are looking forward to getting through this week and into the holidays. We're also spending a bit more on Christmas than we had anticipated, womp womp. But in better news: Kelsey got a 4% raise!

An awesome listener question has us revisiting our goal to pay off the mortgage and drives home the benefit of being honest about your personal finances. This also launches us into a more philosophical conversation about what it means to lead a fulfilling life and how getting your finances in order can enable that kind of life.