On today's episode, we talk expensive holes in heads and cracks in foundations. But we also have fun news: it's the HiFi ReFi! That's right, the HiFi House will get its second refinance in two years. Rates have fallen so low that we couldn't not take advantage, and we run through the numbers.
We also discuss the state of Chris's student loans and how that impacts our financial planning. And we talk again about charitable giving and whether we're doing enough or not.
Finally, in One Big Thing, Kelsey talks about the benefits of planning for Christmas all the way out into the summer, and Chris talks about our rapid-fire decision-making.