In this first episode of 2017, we talk about our goals for the new year, individually and financially as a family.

We also discuss some new strategies we're employing to help us reign in our spending even further, including a new Tool You Can Use.

Finally, in One Big Thing, Kelsey describes 'going with the new flow,' and Chris feels privileged to have contributed to to a great New Year's Day op ed in the New York Times focused on values-based New Year's resolutions.