Mortgage

episode 30. Meta marriage

On this episode, we chat about our great trip to Texas, which included time with family and a wedding, at which Chris was the best man. The event as well as the speech Chris gave prompted us to dig a little deeper into what we've learned about each other and our relationship in 6+ years of marriage. And, of course, we share.

In a quick Our Money segment, we recap our now completed refi (#2 in the past 3 years!), and we share a great listener tip about credit card use among couples.

Finally, in One Big Thing, Chris discusses his 'breakthrough' healthy weight loss plan and Kelsey revels in great relationships.


episode 29. Rapid refi

On today's episode, we talk expensive holes in heads and cracks in foundations. But we also have fun news: it's the HiFi ReFi! That's right, the HiFi House will get its second refinance in two years. Rates have fallen so low that we couldn't not take advantage, and we run through the numbers.

We also discuss the state of Chris's student loans and how that impacts our financial planning. And we talk again about charitable giving and whether we're doing enough or not.

Finally, in One Big Thing, Kelsey talks about the benefits of planning for Christmas all the way out into the summer, and Chris talks about our rapid-fire decision-making.


episode 19. February brewery

In this tongue-twisting episode, we discuss our love of Home Away and Air BnB for frugal, yet higher-quality traveling. We also chat about our upcoming anniversary and Chris's penchant for indiscriminate, non-special day-adhering gift-giving (which Kelsey doesn't mind since she's got a sweet new Letterfolk letterboard hanging in our kitchen for future Mother's Day).

Chris beseeches you, dear listener, for advice on his ailing knee. And Kelsey teases a fun game from Feisty Harriet's blog about how we'd spend various amounts of money if we had to. The question: if you had to spend the money (i.e., you're not allowed to save it), how would you spend $100, $1,000, $10,000, $100,000, or $1,000,000? We'd love to hear your answers to this question, so leave them below in the comments section or shoot us an email!

In Money, we discuss Chris's sage financial advice (lifted brazenly from the internet...and his elders). We also feature another great listener profile. This time, we have a couple living in Nashville, TN, who are near and dear to our hearts. We cover questions about how to partition saving for various short- and long-term goals as well as the benefits and detriments of paying a mortgage down more quickly than their loan requires.

And, in One Big Thing, Kelsey chats about the fun of Easter, and Chris meanders down an intellectual path to nowhere.


episode 11. Rethinking paying off the mortgage

Whew, life is crazy lately and we are looking forward to getting through this week and into the holidays. We're also spending a bit more on Christmas than we had anticipated, womp womp. But in better news: Kelsey got a 4% raise!

An awesome listener question has us revisiting our goal to pay off the mortgage and drives home the benefit of being honest about your personal finances. This also launches us into a more philosophical conversation about what it means to lead a fulfilling life and how getting your finances in order can enable that kind of life.